Dana BrooksHit by a driver with no insurance while riding around Pensacola? Here is why Florida law lets so many drivers carry no bodily-injury coverage, how your own uninsured motorist coverage becomes your real backstop, and why your own insurer still fights
Dana BrooksA step-by-step guide for Pensacola and Panhandle riders on what to do after a crash, why Florida PIP does not cover your motorcycle so your UM and the liability claim are everything, and what never to say to the adjuster.
Dana BrooksFlorida's 2023 reforms cut the deadline to file a negligence lawsuit from four years down to two. A few narrow exceptions exist for minors, wrongful death, and government defendants, but for most Panhandle riders the clock is short, and evidence fade
Dana BrooksFlorida lets riders 21 and up go without a helmet, but only if they carry at least $10,000 in medical benefits coverage, and riders under 21 must wear one. Here is what the rule actually requires and how insurers try to use a no-helmet choice against